Terms & Conditions

Welcome to Hannah Rao Insurance ("we," "us," or "our"). By accessing our website and utilizing our services, you agree to comply with and be bound by the following terms and conditions.

1. Services Provided

Hannah Rao Insurance provides independent insurance agent services, including quoting, policy reviews, and consultation for auto, home, and life insurance lines.

2. Mobile Terms of Service & SMS Disclosure

By providing your phone number and opting in to receive communications from us, you agree to the following SMS Terms:

• Program Description: We send transactional updates, quote confirmations, policy reminders, and insurance-related information.
• Frequency: Message frequency varies based on your interactions and active quotes.
• Rates: Message and data rates may apply from your mobile carrier.
• Opt-Out: You can cancel the SMS service at any time. Just text "STOP" to (833) 520-0364. After you send the SMS message "STOP" to us, we will send you an SMS message to confirm that you have been unsubscribed.
• Support: For help, text "HELP" to (833) 520-0364 or email [email protected].

3. Limitation of Liability

We endeavor to provide accurate quotes and information; however, final policy terms, coverage levels, and premiums are determined solely by the underwriting insurance carriers, not by this agency.

4. Governing Law

These terms are governed by and construed in accordance with the laws of the State of Florida.

5. Contact Us

If you have any questions about these Terms, please contact us at [email protected] or via phone at (833) 520-0364.